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Aim to save 20 percent for the down payment Although you can possibly arrange for a much lower down payment, aiming to put down 20 seeing is advisable so you can avoid having to pay for private mortgage insurance PMI. This is extra money each month that is leaving your pocket — try to save for a larger down payment or take the time to raise your credit score if you can.

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This is extra money each month that is leaving your pocket — try to save for a larger down payment or take the time to raise your credit score if you can. You can adjust your cookie choices in those tools at any time. Aim to save 20 percent for the down payment Although you oft possibly arrange for a much lower down payment, aiming to put down 20 percent is advisable so you can avoid having to pay for private mortgage insurance PMI.

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Some friends and family were rooting her on, but then there were the naysayers insisting she was making the wrong choice. Talk to a lender sooner than later "Even if you know your savings and credit scores aren't quite up to par yet, it's a great idea to speak with a lender and come up with an action plan for how to improve your credit, as well as get an idea of what loan options are available to you," says de Jong. Without the security of knowing my family would always have a place to stay, I likely would not have applied to or attended law sseking in my 40s.

Think about renting out xeeking room to make some money aeeking "I'm a huge advocate of renting out a room, especially as a single person," says Middendorf.

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Limit the naysayers Don't let them block your light. If you have to go for the PMI, know the limitations on when and how you can get it removed.

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I firmly believe that the security of homeownership has afforded me the comfort to advance our lives in other ways. See details.

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